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Payment migrations and cutovers

• Futurify Team

You have a cutover date. We have done this before.

A VP of Engineering does not buy “orchestration.”

They buy a migration that does not break the platform. A second processor without a second project. A reconciliation view when support tickets arrive.

Who this is for

You are leaving a processor, adding a rail, or moving merchants onto a platform model. Someone gave you a date. Your developers are already committed.

If you are shopping for a general technology partner with no cutover, this page is the wrong door.

What we take on

  • A provider-agnostic payment layer so more than one processor sits behind one interface
  • Sub-merchant / platform onboarding at scale
  • Card and bank rails where the product needs them (cards, EFT/PAD, Interac e-Transfer — scoped to your build)
  • Settlement reporting with your business identifiers carried end to end
  • A cutover plan that names what stays live on day one

How the work is shaped

Build — fixed price, milestone invoiced, scoped to the date.

Run — monthly fee per account after go-live: exceptions queue, connector updates, next rail without another greenfield. Ask for the current ladder. We do not invent a public price here.

We are an ISV. We are not a PSP. We never sit in the flow of funds. You keep the processor contract and the spread.

Proof we can name

Beniplus moves about $1M a month through an integration and ledger we built. We moved them from manual EFT file uploads to Zum Rails. Reconciled per member to the provider record.

We have built money-movement systems for payment companies themselves, including a multi-year delivery relationship with Nuvei. That is engineering history. It does not make us a processor.

Start here

Tell us the date and the processor you are leaving. Bring one real unmatched settlement example if you have it.

Ready to talk about your cutover?

Tell us what you are integrating and the date it has to land.

Book a Call →