Keep the processor contract

The spread belongs to the platform.

Most platforms give up payments margin without meaning to.

They buy a hosted payments product. Or they let a PSP sit between them and the merchant. Or they hard-wire one processor and never get a real contract of their own.

Then finance asks where the money went.

What we mean

You keep the processor contract. You keep the merchant relationship. You keep the spread between what the processor charges and what you charge.

Futurify builds the layer that makes that workable. We do not take a cut of your transactions. We are an ISV. Not a PSP. Not a payfac. Not in the flow of funds.

What the layer does

One interface for checkout and settlement on your side
Processors behind it, swappable without a rewrite
Your business identifiers on settlement reports
A second processor wired in on purpose

How we get paid

Build — fixed price for the scoped work. Run — monthly fee per account after go-live. Ask for the current ladder. No invented public price here. Partner referral — disclosed before we recommend a processor. Integrator credits pass through where that is how the credit works.

We do not take your payments margin. We do not hold funds.

Named proof

Beniplus moves about $1M a month through an integration and ledger we built. Manual EFT file uploads to Zum Rails. Reconciled per member to the provider record. They kept the commercial relationship with the rail.

Who this is for

You already know payments should be a line of revenue, not a black box. You have a date, or you will soon.

Tell us which processor you use today and who owns the contract.

How we are paid — Build, Run, Assurance, and disclosed partner fees
Add a second processor without a second project — processor-agnostic layer